• Swan Lake Chiropractic

Changes Coming In 2022

Hello Swan Lakers!

We hope this finds you well. We have a lot to announce this month, including changes to our Medicare participating status, Ginger's participating status with insurance networks, changes to our cash packages, and welcoming a new employee to our team.

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We have decided to restructure some of our insurance networking and billing. All of the changes listed below go into effect January 1st and are tough decisions we have had to make in an ever-changing insurance landscape. Each change reflects our office trying to balance how to best serve our patients and community, along with ever raising costs of operation.

Our office has always been "in-network" with as many insurance networks as possible, with the understanding that many patients rely on receiving chiropractic care based on their available insurance benefits. We believe that every spine deserves care, which is one reason we have always participated in all of these insurance networks. However, many major insurance company's reimbursement rates for chiropractors have not increased in over 17 years, which has led us to make some of the changes outlined below. We have tried our best to keep as many options open as possible to as many patients as possible.

We would also like to point out that if it works into your budget, the cost of our new monthly wellness plan (listed below) is not much more than most deductible-based policies, and is certainly less expensive than even the current "3-pack" we offer.


As of January 1, 2022 Swan Lake will no longer be participating with Medicare. As a non-participating provider, we will be collecting full payment from the patient after each visit, then Medicare (and a secondary insurance if that is the case) will reimburse the patient directly once they process the visit. Swan Lake will still submit the visit to Medicare, but the patient will be responsible for the full payment at the time of the visit.

This does not apply to Medicare replacement plans such as AARP, United, Blue Cross Blue Shield, etc. Any changes to those major medical insurance policies will be outlined below.

Our senior rate visits at $45 will still be available for maintenance care.


Ginger will no longer be a participating provider with any of the other insurance companies we are currently in-network with (United Healthcare, Anthem/Blue Cross Blue Shield, Cigna, Aetna, etc.). Patients seeing her next year will be paying out-of-pocket for appointments with her.